Timothy Larson 9531 Castleford Point Orlando, Florida 32836 Phone: 407-832-9364
Over 20 years banking and financial services experience dedicated to achieving profitability and delivering outstanding customer service. Energetic professional with exceptional analytical, organizational and people skills. Strong personal ethics and integrity. Work well under pressure and deadlines. Highly organized team-builder with strong leadership experience. Excellent communicator seeking a challenging position with the opportunity for professional growth.
Experience
Owner & CEO5/2000 - Present Kissimmee Bay Management, LLC, Kissimmee, FL Developer of exclusive Residential and Commercial projects. Achieved $3.6M revenue (2006). Achieved $3.2M revenue (2005). Achieved $2.5M revenue (2004). Responsible for all operational areas (site selection, entitlements, P/L, financing and sales).
Projects: Kissimmee Bay A gated and golf community Acquired and managed 50 single-family and multi-family lots. $10M in sales and development. Managed multi-family and residential construction, development, sales, contracts and marketing. Negotiated lot sales to National Builder Custom Home Division. Responsible for Communities HOA, including budgeting, legal filings, monthly and annual meetings. Northshore Plaza Acquired 18 acre land for commercial and retail development with over 240,0000 sq.ft. of commercial and retail space. Site Plan Development, Engineering, SFWMD mitigation, environment approvals. City Annexation, Site Planning, City Entitlements. Achieved $1M savings through negotiated preferred Impact Fee. Contract sale to Wal-Mart. Kissimmee Bay Real Estate Co. 8.5 & 9 acre site entitled for apartment, commercial and retail development. Falcon Development (252 units) - market rate apartments. Wendover Properties (120 units) - workforce housing. 40,000 sq.ft. of commercial and retail entitlements.
Vice President - Residential Lending3/1997 - 4/2000 Federal Trust Bank, Winter Park, FL Successfully closed $50M in annual new loans. Achieved 70% average annual sales growth over 3 consecutive years. Maintained $15M loan pipeline. Sales of FHA, FNMA, FHLMC, Construction and Portfolio loan products.
Responsible for managing production, operations, underwriting, agency sales/securities and post closing, including wholesale lending, retail originations and builder relations. Member of Senior Management Team instrumental in successful company Public Offering. FHA and FNMA Approved Underwriter.
Regional Vice President - Florida Region1/1993 - 2/1997 Chase Mortgage (previously American Residential), Orlando, FL Successfully closed $375M in annual new loans. Achieved 125% average annual sales growth over 4 consecutive years. Maintained $70M loan pipeline. Responsible for Wholesale; Retail (VA, FHA, Conventional), Operations, Underwriting, Pricing, 5 Retail Branches, Regional P/L, including Quality Control and Post Closing. Managed growth from zero to $18M monthly production in 15 months. Recruited and built quality production and operational staff from zero to 50 employees. Successfully negotiated the acquisition of an entire retail branch, including production of $30M in annual retail operations (included processing, underwriting and closing). Opened retail offices in Orlando, Boca Raton, Tampa, Clearwater and Jacksonville.
Vice President2/1985 - 1/1993 First Federal Savings Bank, LaCrosse, WI Increased Residential Lending Division production from $47M to $875M in five years (average loan under $70,000). Maintained $150M loan pipeline. Originated conventional, FHA, VA and construction loans. Instrumental in initiating FHA loans company-wide. Almost exclusively FNMA, FHLMC underwritten and sold with servicing retained. ARM loans originated to agency guidelines and priced for bank portfolio. Managed all residential lending growth for Wisconsin and Minnesota. The average loan officer with more than 15 months experience generated over $18M annually. Responsible for 2 Regional Managers and 5 Branch Managers, including operation staff, processing and closing. Achieved #1 market share in 5 of 7 branch areas, and #2 market share in remaining branches. Successful in aggressively identifying and recruiting talented productive staff. Established a traveling marketing road-show to develop relationships with the largest Wisconsin realtor offices.
Education and Credentials
B.A. Degree - Business Major B.S. University of Wisconsin , Platteville, WI 1980
Computer skills include Microsoft Office Suite (Outlook, Word, Excel & PowerPoint), QuickBooks.
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