ACE USA, the U.S.-based retail operating division of the ACE Group of Companies, offers more than 170 sophisticated property, casualty, risk-management, and accident and health products and services through retail brokers. With offices in 18 U.S. cities, ACE USA is able to meet the insurance needs of corporate clients of all sizes. ACE Limited was established in 1985 by a consortium of 34 Fortune 500 companies to provide hard-to-find excess coverage. As a result of strategic acquisitions, ACE traces its history back to 1792, when the Insurance Company of North America issued its first policy. The ACE Group of insurance and reinsurance companies serves a variety of clients around the world, from large multinational corporations to smaller clients in local markets. Guided by a strong underwriting culture, we believe in ??Insuring Progress? and embrace the challenge of helping our customers manage risk, so they can pursue progress of their own.